At First State, we know you’re more than just a credit score. That’s why we make it easy to purchase the products you need with monthly payments you can afford. As a consumer-lease purchaser who partners with a wide variety of retailers in your area, First State provides straightforward, attainable payment options for the furniture, electronics, and appliances you need. All you have to do is apply.
First State’s “We Say YES!” program has helped thousands of consumers. We make it easy to apply and get approved for the merchandise you want. Whether you have bad credit, no credit, bankruptcy or you want to build your credit, working with First State makes the process simple.
Don’t lose your customers simply because they couldn’t get approved through your first source! First State makes it easy for your customers to arrange payment options for the merchandise they’re looking to buy, so you don’t lose a sale. Plus, we don’t discount our retail partners or make you jump through hoops to get the customer approved.