The advertised service is a rental or lease purchase agreement provided by First State. It is not a loan, credit or financing. While no credit history is required, First State obtains information from consumer reporting agencies in connection with a lease application. First State Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.