Purchase the Furniture, Appliances, and Electronics You Need with Payment Options from First State




























"We Say YES!" Program

First State’s "We Say YES!" Program allows customers to shop with confidence and get what they need for their home. We know you’re more than just a credit score, so when we’re reviewing a customer’s application, we make it easy and attainable for you to get approved. Our fast approval process lets you find the best products at a price you can afford while building your credit with easy monthly payments.

Customer Benefits

  • 100 Day, 6 Month, 12 Month Cash Buy-Out Options
  • No Credit Needed
  • Approvals Up To $6,000
  • Only $10 to Purchase Products Today
  • Simple Application and Approval
  • Affordable Monthly Payments
  • No-Penalty Early Payoffs
  • No Long-Term Obligation
  • Improved Credit Score

Elgibility Requirements

At First State, we look at a variety of things on a customer’s application to get them approved:


Are you at least 19 years old?


Do you have valid State or Federal Identification and a Social Security card or Individual Taxpayer Identification number?

Income History

Do you have a verifiable three-month history with your current employer or source of income?

Monthly Income

Do you have a verifiable income of at least $1,000 or more each month?

Checking Account

Have you had a checking account or an account with a financial institution for at least 90 days?

Checking Activity

Is your checking account free from Non-Sufficient Funds, overdrafts and negative balances?

Payment Options

We make it easy for you to stay on top of your monthly payments by offering multiple payment methods. You can make online payments by visiting the Make a Payment page, by calling us, or by visiting us in person at our offices.

Apply with First State Today

A simple application and approval is the only thing standing between you and the furniture, appliances, and electronics you need. Apply by following the link and filling out the form for our Des Moines or Omaha office to get the freedom to purchase the products you need today!