First State’s Benefits for Retail Partners












Close More Sales with First State’s No Credit Needed Payment Option for Your Customers

First State makes it easy for you to provide the absolute best experience to your customers by offering payment options on their purchase so they can take home their merchandise today. Our “We Say YES!” program can help boost your sales, improve customer loyalty, and create repeat customers. We make it easy for customers to get approved so you can close more sales and attract more customers. Plus, we don’t make retailers jump through hoops to get their customers approved. Simply direct your customers to fill out the easy online application for fast and straightforward payment options on the products they need.

Retailer Benefits

  • Boost your sales volume
  • Increased repeat business from satisfied customers
  • No discount fee or percentage charged to you
  • Larger customer base to work with

No Fee for Retailers

At First State, we don’t make our retail partners pay a penny to finance their customers’ purchases.

Easy to Apply

Our straightforward online application process makes it easy for you to complete a sale by providing quick approval to customers.

Flexible Buy-Out Options

There’s no penalty for early buy-outs, no long term obligation, and 100-day, 6 Month and 12 Month Cash Buy-Out Options, providing peace of mind to your customers as they purchase.

Become a Partner

Begin working with First State today by filling out the partner form and get started helping your customers find no-credit payment options for their purchases.